Use cases
- Business account opening. Articles of association in force located at the commercial registry, signatures and powers extracted with the page of origin and the bank’s rule applied while the customer is still in the opening flow, even with more than one partner.
- Mortgage lending. The whole pipeline digital, from simulation to registration at the registry office: property record fetched at the source, liens and encumbrances read, registry opinion before filing.
- Formalisation and credit file. Certificates, tax standing, collateral and the credit policy checked cell by cell, with the findings ready for the committee.
- Rural collateral. Rural product notes (CPR) and rural property records checked against the issuer and the pledged asset, with the evidence for every data point.
- Archive across departments. The same property record bought once and available to credit, formalisation and legal, with the data already extracted.
Sample audit in this segment
Contrato social: every field with its source, confidence and the institution's rule.
Sample document, no real data. Explore the full sample audit (PT) →
Contrato Social Consolidado — Exemplo Participações Ltda.
Cláusula 12ª — Administração
A sociedade será administrada por João X., brasileiro, empresário, com poderes de representação ativa e passiva, judicial e extrajudicial, observado o disposto na cláusula 15ª.
Cláusula 15ª — Poderes
Compete ao administrador, isoladamente e sem limite de valor, abrir, movimentar e encerrar contas bancárias, contrair empréstimos e constituir procuradores com poderes específicos.
Termo de arquivamento
Certifico o registro sob o nº 00.000.000/24-0 em 18 de novembro de 2024, referente à consolidação do contrato social, ficando sem efeito as versões anteriores para todos os fins.
Sample document, no real data
extracted fieldconfidence97%
Administrador: João X.
↳ source: p. 7 · cláusula 12ª
conformeinstitution's rule: administrador identificado
extracted fieldconfidence95%
Poderes para abrir conta: Isolados, sem limite de valor
↳ source: p. 9 · cláusula 15ª
conformeinstitution's rule: poderes para abrir conta
extracted fieldconfidence99%
Última consolidação: 18 de novembro de 2024
↳ source: p. 21 · termo de arquivamento
conformeinstitution's rule: contrato social vigente
- Retail bank among the five largest
Mortgage lending in continuous operation. Technical capacity certificate issued by the bank.
- Wholesale bank
Document review for large credit operations, from file intake to the annotated opinion.
- State-owned public bank
Fully digital mortgage lending on the GarantiaBR architecture.