Use cases
Every use case below runs on the same architecture. Every case tells the problem, what changed and the result.
Results
Legal due diligence
20 days2 hours
from file intake to the opinion
The whole file checked by the platform, with the findings ready for the committee.
Mortgage lending
90 days30 days
average total time to grant
The whole pipeline, from simulation to registry, with no paper between steps.
Registry opinion
No requirement notes
the file reaches the registry ready for registration
The file checked against the target registry's requirements before filing.
Business account opening
Within the opening itself
signatures and powers checked with no back-office queue
Signatures and powers checked even with more than one partner in the articles.
Asset search
Assets mapped at the source
from the tax id to the property records, in granting and in recovery
Property records, liens and ownership of the borrower and guarantors gathered at once, so the legal team decides with the whole estate in view.
See what is possible
Legal
Articles in force, who signs for the company, limits and powers of attorney, checked at the commercial registry and at the source.
Legal
From the tax id to the property records at the source: ownership, liens and encumbrances of the borrower and guarantors, in granting and in recovery.
Credit
The whole file verified against the credit policy: certificates, tax standing, collateral and institution rules, with findings for the committee.
Collateral
Ownership, liens, encumbrances and annotations read from the updated record, fetched from the registry, with the page of every data point.
Collateral
Reference value on the spot and nationwide on-site inspection, with an appraisal of stated method.
Registry
The file checked against the target registry requirements before filing. The opinion says whether it is ready for registration.
Business account
Account opening and company registration with documents checked, tax standing consulted and signing powers validated.
Portfolio
Receivables and assignments checked document by document before the assignment, without relying on spreadsheets.
Any process
Any procedure your team runs by hand over documents and rules, built on the same architecture, with assisted rollout.
The cases
The problem, what changed and the result. Where there is a measurement, the number.
Document review for credit operations
Mortgage origination, from simulation to registry
Collateral registration at the registry
The requirement note stops being a step in the pipeline. The file reaches the registry ready for registration, and filing happens once.
Signature and powers review in business account opening
The answer on who can open and who can sign comes out within the opening flow itself, with no back-office queue.
Asset search in credit granting and recovery
In granting, the legal team decides with the borrower's total estate in view. In recovery, it knows which assets are free to answer for the debt before filing or enforcing.
Who runs GarantiaBR
Mortgage lending in continuous operation. Technical capacity certificate issued by the bank.
Document review for large credit operations, from file intake to the annotated opinion.
Fully digital mortgage lending on the GarantiaBR architecture.
Product run by its own team, with no consulting and no allocated staff.
Get started
We bring a file representative of your process, apply your rules and show the opinion with the page of origin of every data point. Bring your own case and we map it live.
Book a demo (PT)No prior setup. We reply within two business days.
How it starts
